Why PayCore Acquiring Solutions?
PayCore Acquiring Solutions’ modular structure is offered with licensing or processing models in line with your demands and needs.
• In-house developed state of the art acquiring platform “Ocean2.0” preferred by banks, financial institutions and payment service providers of all sizes.
• Advantage of managing your acquiring transaction flexibly, together with multi-platform/country/channel/currency support.
• Payment technologies infrastructure preferred by diverse banks, retailers, PSPs, e-money and other financial institutions, across Europe, the Middle East and Africa.
• Knowledge and experience in payment technologies since 2001.
• Compliance with changing market dynamics and regulations.
• Continuous improvements for high-level customer experience.
Solutions
POS Terminal Management
PayCore POS’s terminal management module serves an integrated platform and enables financial institutions’ merchants to acquire and manage payments via multiple device types, including physical, mobile and web terminals
ATM Monitoring
PayCore’s ATM management and monitoring solution offers a platform enabling real-time management of ATMs to monitor faults and cash statuses with efficiency and operational convenience:
• ATM Driver
• ATM Switch
• Remote Key Loading
• File Distribution
• Electronic Journal
• Incident Management
• SLA Management
• Availability Calculation
• Queue Management
• Location Management
• Cash Optimization
Merchant Management
While banks manage high-volume merchant networks, PayCore merchant management solution’s multi-level merchant infrastructure system provides seamless ease of automation. The system supports all global schemes, major international credit and debit cards, private-label, and co-branded cards with EMV, contact, contactless or magnetic stripe features.
Switch
PayCore switch solution provides high transaction-volume messaging between different institutions by supporting different formats. Its configuration structure offers ease of use without requiring an additional software effort. It has interfaces called “formatters” to accept transactions, a ”stand-in processing module“ used to give authorization on behalf of the issuer bank within specified limits, and a ”limit management module“ for periodic risk assessment.
Loyalty and Campaign Management
PayCore’s loyalty and campaign management module supports reward mechanisms that increase customers' payment frequency and/or amount, creating a win-win relationship for the customer, merchant and the bank.
Points, discounts, installments, RFM, airtime, miles, coupons, and gift campaigns with instant earning and instant redemption can be easily managed through the PayCore campaign management system with its flexible, scenario-based campaign definitions.
Dispute & Chargeback
PayCore’s dispute and chargeback management module efficiently ensures the management of transactions subject to dispute. Our comprehensive, automated chargeback-management solution uses a workflow- and rule-based structure, quickly delivering a specific sophisticated response to any inquiry or complaint.
Dispute and Chargeback Management covers anything from automatic creation of chargeback documentation to payments rule management. The system automatically keeps a complete history of each disputed transaction, while tracking and recording transactions. It can be integrated with all supported card schemes.
Solution-advanced, automated functionality for cost-saving operational efficiency ranges from creating chargeback documentation of guided workflows automatically, to integrated payment-association rule processing. The system tracks and records disputed transactions, automatically saving the entire history of each disputed transaction. This allows for efficient chargeback processing operations for reduced costs and increased effectiveness, as well as easier compliance with payment industry regulations.
Clearing and Settlement
Clearing and settlement management enables payments exchange between banks, processing centers, clearing houses and financial institutions. you can easily manage incoming and outgoing file processes, validation, reporting, fee calculation and consolidation, and all chargeback flows.
Fraud Scenario Management
PayCore Fraud Management System, a rule-based fraud detection product, has been specially developed for customers, e-commerce and B2B sectors to prevent fraud attack losses. By using this solution, you can prevent losses that may arise from related actions.
We offer a comprehensive fraud detection and prevention-solution process for all card types (credit, debit and virtual cards), alternative distribution channels and merchant and clearing management systems. This platform allows you to streamline and define your own fraud scenario criteria. , You don’t even need a programming language or script to simulate scenarios.
Our monitoring processes enable fast and effective actions to be taken by performing online and near online. Ensures timely precautions by contacting the cardholder or merchant via SMS or e-mail.
Solutions
POS Terminal Management
PayCore POS terminal management module serves an integrated platform enabling financial institutions’s merchants to acquire and manage payments via multiple device types including physical, mobile and web terminals.
ATM Monitoring
PayCore’s ATM management and monitoring solution offers a platform enabling real-time management of ATMs to monitor faults and cash statuses with efficiency and operational convenience:
• ATM Driver
• ATM Switch
• Remote Key Loading
• File Distribution
• Electronic Journal
• Incident Management
• SLA Management
• Availability Calculation
• Queue Management
• Location Management
• Cash Optimization
Merchant Management
While banks manage high-volume merchant networks, PayCore merchant management solution’s multi-level merchant infrastructure system provides ease of automation. The system supports all global schemes, major international credit and debit cards, private-label and co-branded cards with EMV, contact, contactless or magnetic stripe features.
Switch
PayCore switch solution provides high transaction-volume messaging between different institutions by supporting different formats. Thanks to its configuration structure, it offers ease of use without requiring an additional software effort. It has interfaces called ``formatters`` to accept transactions, a ``stand-in processing module`` used to give authorization on behalf of the issuer bank within specified limits, and a ``limit management module`` for periodic risk assessment.
Loyalty and Campaign Management
PayCore loyalty and campaign management module supports reward mechanisms that increase customers' payment frequency and/or amount and creates a win-win relationship between the customer, merchant and the bank.
Points, discounts, installments, RFM, airtime, miles, coupons, and gift campaigns with instant earning and instant redemption can be easily managed through the PayCore campaign management system with its flexible, scenario-based campaign definitions.
Dispute & Chargeback
PayCore dispute & chargeback management module ensures to manage transactions subject to dispute and operates effectively. Our comprehensive, automated chargeback-management solution uses a workflow- and rule-based structure, offering a sophisticated, organized response to any inquiry or complaint, in a timely and specific manner.
Dispute and Chargeback Management covers all from automatic creation of chargeback documentation to payments rule management. The system automatically keeps a complete history of each disputed transaction, as well as tracking and recording transactions. It can operate in integration with all supported card schemes.
Solution-advanced, automated functionality for cost-saving operational efficiency ranges from the creating chargeback documentation of guided workflows automatically, to integrated payment-association rule processing. The system tracks and records disputed transactions, automatically keeping the entire history of each disputed transaction. Such an approach helps to ensure efficient chargeback processing operations in terms of both reduced costs and increased effectiveness, as well as easier compliance with payment industry regulations.
Clearing and Settlement
Clearing and settlement management enables payments exchange between banks, processing centers, clearing houses and financial institutions. You can easily manage incoming and outgoing file processes, validation, reporting, fee calculation and consolidation, and all chargeback flows with PayCore clearing and settlement solution.
Fraud Scenario Management
PayCore Fraud Management System, a rule-based fraud detection product, has been specially developed for customers, e-commerce and B2B sectors to prevent losses resulting from fraud attacks. Thanks to this solution, you can prevent losses that may arise from related actions.
We offer a comprehensive fraud detection and prevention-solution process for all card types (credit, debit and virtual cards), alternative distribution channels and merchant & clearing management systems. Thanks to this platform, your own fraud scenario criteria can be easily and quickly defined, and the system can be used without a programming language or script to simulate scenarios.
Our monitoring processes enable fast and effective actions to be taken by performing online and near-online. Contacting the cardholder or merchant via SMS or e-mail ensures taking timely precautions.